Sneaky Costs of Moving No One Talks About
It’s not just the moving truck. Discover the hidden moving costs families forget to budget for + easy tips to avoid financial surprises.
When you think about moving, you probably expect the big costs: hiring movers, renting a truck, or putting down a deposit on your new home. But what about all those sneaky little expenses that creep up between the boxes and the goodbyes?
Whether you're moving across town or across the country, here are some of the most overlooked moving costs — and tips to help you stay ahead of them.
Security Deposits You Forgot About
It’s not just your new home asking for a deposit — you might run into pet deposits, utility deposits, and rental equipment deposits too. Some are refundable, but not all.
Budget Tip:
Set aside an extra $200–$500 just for surprise deposit fees. Keep track of which ones are refundable and note calendar reminders to follow up after your move.
Emergency Takeout (a.k.a. “We Can’t Find the Plates”)
You had every intention of cooking, but now the pots are taped in a box and everyone’s hangry. Cue: takeout.
Budget Tip:
Build in at least 3–5 takeout nights into your moving budget — and stash a folder of local delivery menus or apps ahead of time. Bonus if you scope out family-friendly deals before moving day.
“Just One More Thing” Purchases
From shower curtains to trash cans to new shelf brackets — the little things add up fast. And somehow your new space needs slightly different stuff than your last one.
Budget Tip:
Plan for a “new house setup” fund (even $100–$200) for random purchases you didn’t see coming. Keep your receipts for possible returns!
Moving Day Childcare or Pet Boarding
It’s nearly impossible to pack, direct movers, and keep toddlers or pets safe at the same time. If you need backup, that support usually comes with a cost.
Budget Tip:
If friends or family can’t help, look into local drop-in care or a trusted sitter. Include this cost in your moving timeline so you're not scrambling the night before.
Fixing Things You Didn’t Break
Small home repairs at your old place (like patching nail holes or cleaning carpet stains) can cost more than expected — especially if you're rushing to meet a lease or closing deadline.
Budget Tip:
Keep a small stash of “move-out tools & supplies”: spackle, cleaning products, and a roll of quarters for laundry. Add a buffer for cleaning fees if you're short on time or energy.
Storage + Overlap Costs
What if you can't move in right away? Or you have to double up on rent or utilities for a few weeks?
Budget Tip:
Ask your movers or landlord about short-term storage options, or see if a friend has garage space to loan. Plan for at least one week of overlap, just in case.
Final Thoughts: Plan for the Unplanned
Even the best-planned move has a few curveballs. Giving yourself a small financial cushion (even just $250–$500) can reduce stress when the unexpected happens.
Because let’s be real. Moving is enough work without also panicking over receipts.